The Transport Credit Union


Have you seen the words "typical Loan" in financial adverts?

"Typical or From" usually means that this is probably one of the best rates that the company has to offer and is used to attract your attention; in reality the chances are you will not qualify for the advertised rate.

The Transport Credit Union does not use such marketing "techniques" and operates a "what you see is what you get policy".

Unsecured loan rates are:

AMOUNT BORROWED
FLAT RATE
APR
£25.00
£2999.00
6.5%
12.5%
£3000.00
£4999.00
6.2%
11.9%
£5000.00
£7999.00
5.5%
9.9%
£8000.00
UPWARDS
4.7%
8.9%


Secured loan rate can be arranged for the larger amounts at 4.2% equal to 7.9% APR.

Computer Loan

Buying a new computer? Why not apply for our new Computer Loan?
Example: £500 paid at £20 per week = interest only £34.
Can be added to your current loan balance, can be flexible.


We are so proud of our Small print we made it larger !

  • No surcharge if you settle your loan early.
  • No set up fees.
  • Free Life Insurance.
  • Interest is calculated on the reducing balance.
  • Loans are fixed rate.
  • If you no longer want your loan, send it back within 14 days and be charged £0
Payment Insurance

We recommend that members protect themselves against sickness etc, So that payments can be made to your loan should you fall ill. Many companies offer insurance, we ask when you are looking for protection that you also check out and compare policies. Click here for Insurance details.